Retirement

Whether you have a company pension or personal pension, the probability is that you have the option of taking a cash lump sum as part of your pension and you may be looking to invest some or all of this money.

You should review all of your policies with your Independent Financial Adviser in order to establish whether, for example, your medical insurance, has ceased. You should also review investments and agree a plan that maximises income and minimises tax liability.

You should now consider provision for future nursing home care, and an update to your will.