Starting work

Independence at last and an income to dispose of. No matter how much money you earn in the future, there will always be the capacity to spend it. But it is likely that some quite major costs lay ahead. The new car, the first house, marriage, children, etc.

A considered saving plan (link to page Saving for a rainy day…) now could save a lot of pain and disappointment later.

Retirement may seem a long way off, but the right pension (link to page Sustaining your lifestyle for the long term) choice now will give you peace of mind when that time comes.